How Credee’s
infrastructure works.

Traditional payment systems focus on transaction processing, while BNPL products are typically delivered as standalone financing solutions. Credee takes the underlying mechanics of payment plans and financing and delivers them as embedded infrastructure. This allows platforms to offer structured payment options, instant liquidity, revenue protection and servicing within their own workflows — without changing how they position themselves or requiring them to build financial operations in-house.

Credee Integrated Solutions is designed for platforms and organizations that touch revenue but do not want to own the operational, financial, or regulatory complexity behind it. This includes SaaS platforms, revenue cycle organizations, enterprise service providers, and service-based marketplaces operating across healthcare, dental, professional services, and other verticals.

Credee integrates at the point where revenue is created, such as checkout, billing, invoicing, or statements. Integration can be achieved through APIs, hosted components, or embedded workflows depending on your architecture. Credee adapts to your existing systems and customer experience rather than requiring workflow changes.

No. Credee is designed to sit alongside existing billing, invoicing, and payment systems. It extends their capabilities by adding structured plans, protection, servicing, and predictability without replacing or disrupting what already works.

Payment plans can be configured to be interest-deferred or interest-bearing depending on the use case, industry requirements, and customer experience you want to deliver. Plan structure, duration, and economics are flexible and defined upfront.

Credee takes on the missed-payment risk through two mechanisms: upfront funding (Liquidity Control) and Protected Payments coverage (Revenue Protection). We also handle servicing, retries, and recovery end-to-end, keeping platforms and providers out of collections operations. Terms and eligibility are defined during deployment.

Credee’s economics are aligned with payment activity.
Rather than charging upfront platform or licensing fees, Credee participates in the underlying plan economics — such as interest or servicing-related fees — depending on how the infrastructure is configured.
This allows partners to add revenue capabilities without introducing new fixed costs or operational overhead.

Credee supports flexible deployment and branding models.
Some partners choose a fully behind-the-scenes experience, while others prefer to reference Credee as part of the offering. Branding, disclosure, and presentation are configurable and determined collaboratively based on partner preference

Yes. Plan structure, protection levels, servicing logic, branding, and deployment models can all be configured by industry, customer type, or use case. This allows platforms to support multiple verticals without fragmenting their architecture.

The first step is an architecture and use-case discussion. This allows both teams to evaluate fit, define deployment options, and align on economics before any technical work begins.